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Life Insurance – 7 Myths & Facts

As we know one way of risk prevention is to insure a risk to the insurance company. This method is considered the most important method in tackling risk. Therefore many people think that risk management is the same as insurance. Though the actual circumstances are not...

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Is Life Insurance A Smart Investment?

Life insurance is popular among the rich and wealthy, the middle and lower class often wonder what it really is. Imagine working really hard for your family, what happens when you are gone? Insurance is an investment that covers that. It is a contract between you and...

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How Much Life Insurance Do I Need?

Many people wonder just how much life insurance they really need. There can be some difficulty figuring this out for two reasons. One, most people who are not financial professionals don't understand life insurance. Two, there are often conflicts of interest where...

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The Benefits Of Term Life Insurance

A term life insurance is a form of life insurance that will provide you with coverage for a specific period of time or for a term. This type is purely for protection for your loved ones who you may leave behind and does not have the savings component or feature. The...

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Consider This When Buying Health Insurance

Nobody wants to fork out money for something they don’t require. Before you go ahead and sign up to a new health insurance policy that might not suit you, have a read through this list of considerations to make sure you end up with the correct cover for your needs,...

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What is the Medicare Levy Surcharge?

What is the Medicare Levy Surcharge (MLS)? Australia requires its citizens to pay for a Medicare Levy Surcharge (MLS). This is imposed on people who do not have a private health cover and individuals who earn at least $77,000. The income threshold for young couples...

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